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IOB

NSEFinancial ServicesCap: ₹55343.44 Cr

Indian Overseas Bank

-20.8%YTD
AAOIFIMSCIDJIMBSE_TASIS

Non-Compliant (Not Permissible)

Evaluated using AAOIFI criteria

Reasons for Non-Compliance:
  • Sector Prohibition: Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.
  • Debt Ratio: 88.41% exceeds limit 33.0%.
  • Liquidity: Cash 43.21% exceeds limit 33.0%.
  • Impure Revenue: Non-permissible income 173.17% exceeds limit 5.0%.

Market Fundamentals

Live NSE/BSE
Market Cap
₹55343.44 Cr
P/E Ratio
8.4x
P/B Ratio
1.4x
52W High
₹41.14
52W Low
₹28.32
Div. Yield
0.00%
Shares O/S
1925.66 Cr

Where Does the Money Come From?

Revenue breakdown for Indian Overseas Bank

Core Financial Services OperationsProhibited Core Activity

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

0.0%of Total Revenue
Treasury Interest & Secondary Non-Operating IncomeImpure Interest Income (Riba)

Non-operating interest income earned from cash and fixed deposits. Requires purification.

173.2%of Total Revenue
About Indian Overseas Bank

Non-Permissible: Financial Services operates on interest intermediation (Riba) or prohibited credit risk.

Interest-Bearing Debt Ratio
88.41%Max: ≤ 33.0%
Cash & Securities Liquidity
43.21%Max: ≤ 33.0%
Impure Revenue Ratio
173.17%Max: ≤ 5.0%
Screening Denominator
30-Day Average Market Cap

Purification & Zakat Calculator

Calculate how much to donate for IOB

⚠️ Note: IOB is not Halal. The right step is to sell this stock, not just purify the dividends. Keeping a non-compliant investment is not resolved by Sadaqah.